System Integrity Protection (SIP) creating problem for oci_connect(): OCIEnvNlsCreate()

After I upgraded my OS to El Capitan (which comes with SIP), I am getting error in oci_connect() >Warning: oci_connect(): OCIEnvNlsCreate() failed. There is something wrong with your system - please check that DYLD_LIBRARY_PATH includes the directory with Oracle Instant Client libraries If I disable the SIP, everything works fine again. But I understand keeping SIP disabled is not good for security. So I was looking for a solution to keep the SIP enabled and make oci_connect() work like before. I am using XAMPP server for PHP and have oci8 for oci_connect. I had a post on SO for this, where couldn't find any help yet : https://stackoverflow.com/questions/35356318/xampp-in-os-x-el-capitan-oci-connect-ocienvnlscreate-failed