Is there a virtualization layer for the terminal to run 32-bit apps?

I have a Windows app ([LROverhaul](https://github.com/LunaKampling/LROverhaul/)) that was formerly able to run in MacOS. It was a Windows .NET app that used Mono to run it. However, when Apple removed support for 32-bit apps, the old way (mono --arch=32 linerider.exe), it gives me a "Error: --arch=32 Failed to switch to 'mono32'." message. I think this is because MacOS 10.15 dropped support for 32-bit apps. Is there any "virtualization layer" that can run just in the terminal to enable the use of this app? I don't want to have to run a VM to use this. Also, see my question [How do I run a .NET 4.8 app with Wine on M2 Mac](https://stackoverflow.com/questions/77247649/how-do-i-run-a-net-4-8-app-with-wine-on-m2-mac) on Stack Overflow about running the app on Mac.