Postgres 11+: are covering indices (INCLUDE) useful for join/where conditions?

I'd like to better understand when covering indices can be useful to make index-only scans possible in Postgres 11+. As the [documentation](https://www.postgresql.org/docs/current/indexes-index-only-scans.html) says, given the covering index

CREATE INDEX tab_x_y ON tab(x) INCLUDE (y);

queries like this can use it for index-only scans:

SELECT y FROM tab WHERE x = 'key';

Now I am wondering if such a covering index could also allow index-only scans when the covering columns appear as conditions. For instance, assume a covering index:

CREATE INDEX tab_x_y_z ON tab(x) INCLUDE (y, z);

Would this allow for index-only scans for the following queries?

SELECT z FROM tab WHERE x = 'key' AND y = 1;

SELECT x, y, z FROM (VALUES ('key1'),('key2'),('key3')) sub(id)
JOIN tab ON tab.x = sub.id WHERE y = 1;