Combine .csv-files with text between each line

I have two (or maybe more) files: **file1.csv**

dog
cats
mouse

**file2.csv**

001a
002a
003c

If I use paste file1.csv file2.csv the output is

dog	001a
cats	002a
mouse	003c

Of course I can use paste -d , file1.csv file2.csv

dog,001a
cats,002a
mouse,003c

But I want this **output**

TEXT1-dog-TEXT2-001a-TEXT3
TEXT1-cats-TEXT2-002a-TEXT3
TEXT1-mouse-TEXT2-003c-TEXT3

Is there a way to put multiple .csv files together with extra text before, between and after each line?