XFS version 4 vs 5 (RHEL 7 to 8)

In RHEL 7.9 I formatted my large /data volume with XFS 4.5. In RHEL 8.8 XFS is version 5.0. XFS v5 in RHEL 8 can mount an XFS v4 file system created by RHEL 7.9, however RHEL 7.9 cannot mount an XFS v5 file system created by RHEL 8.8. - Have to migrate from RHEL 7.9 to RHEL 8.8; in doing so do I leave my /data as is created by RHEL 7.9 with XFS 4.5? Or is it worthwhile to move terabytes of data and reformat my data storage under RHEL 8.8 with XFS v5? - If I leave my data formatted as XFS 4.5, going forward with RHEL 8.8 (no likelihood of using RHEL 9 anytime within next 4 years) what could be some potential problems? *I've had zero problems using XFS thus far.*