Should a new microSD card appear to have folders in Android?

We have a new Moto G8 Power and a new Samsung microSD card. I put the card in and turned the new phone on. When I looked in the file browser app it shows Samsung SD Card and that there’s 13 MB used, and then it lists “FILES ON SAMSUNG SD CARD” including folders of .android_secure, Android, Download, Music, Pictures, Ringtones, Alarms, DCIM, Movies, Notifications, and Podcasts. The folders appear to be empty. Is this normal? I don’t have much experience with Android phones (I’ve been in the Apple ecosystem pretty much exclusively); Is this expected behavior, or should I reformat the microSD card?