Is there a way to transfer paid apps from one phone to a new one

The normal way to transfer apps and data from one's old phone to a new one is to use **Smart Switch** It has never transferred paid apps before, never mind their data. My phone's touch screen has stopped working. Fortunately, the stylus still does. - I need to backup my data on a Windows PC - When I hand my phone over, I will get a loan phone. - I need to restore my data to this phone - When my phone is fixed, I need to repeat the process. I am expecting that paid apps and secure apps such as banking and possibly any apps using TFA will not transfer. The last thing I want to do is to spend hours getting these apps to work twice. **Is there any way to reliably transfer everything from my phone to Windows and then back?** I have a **Samsung Note 20** Ultra and **Windows 10** PC. I do have an old S9, but it has not got enough memory to receive everything (unless I don't copy much of the stuff). I already have all my music, videos, and photos on the SD card. But there are a lot of emails and content from WhatsApp.